Funding is available for projects that demonstrate innovative practice and meet either aim 1 or 2 whilst assisting the Trust in achieving aim 3:

1. Empower individuals and micro-businesses to tackle their debts and improve financial health.
2. Support staff in charities across the UK to provide effective debt and/or money advice.
3. Improve the UK’s money and environment through the dissemination of successful innovative practice from funded projects.

The Trust is looking for project proposals that demonstrate how they will support people who are in severe financial hardship, who are financially excluded and/or who are hard to reach to:

– Increase their financial literacy.
– Save money.
– Reduce their debt.
– Maximise their income.
– Access affordable credit and financial services.

The following is a list of themes that the Trust is particularly interested in funding in 2015-2016; however applications on themes outside of this list will still be accepted:

– Household budgets, particularly how to help people with deficit budgets.
– Developing delivery channels to match clients’ needs.
– Assisting clients preparing for or affected by welfare reform.
– Helping one or more of the two groups identified as under-served in a recent literature review. The groups are 17-24 year olds and people with mental health problems/emotional support need.

The Programme is open to Expressions of Interest with a deadline of 17 August 2014(midnight).